Author: Masudur Rashid

Banking is part of everyday life. Whether you are a student, a business owner, or a retiree, your relationship with your bank is built on documents, records, and official letters. Among the most important are the passbook and the bank balance certificate. The passbook is a small book, yet it carries the entire story of your financial journey. Every deposit, withdrawal, or service charge leaves its mark. The balance certificate, on the other hand, is proof that your money really exists in the bank at a particular time. It often works like your financial identity card. But here is the…

Merits or advantages or important of formal communication: The main advantages of formal communication are given below Increase overall efficiency: This type of communication is used by following the predetermined rules so it increases the overall efficiency of the organization. Easy communication system: The top level management communicates with their employees by using formal downward communication system. Again the employees communicate with their higher authority to use this system. It is very much easy to communicate with each other. Permanent record: The copy of formal communication is always preserved in the file and it is used as reference. As a…

Letter is as an indispensable tool of communication in business. Business letters are used to sell the products, make an inquiry about customers or prices of goods, seek information and advice, maintain good public relation, increase goodwill and perform a variety of other business functions. With the continuous growth of commerce and industry, usefulness and importance of business letter are also increasing gradually. Some points highlighting the benefits or importance of business letter are discussed below: Exchanging business information: Letters are the most economical and convenient means of exchanging information. With the help of letters, executives can easily exchange information…

Have you ever sent an email to your team and assumed the job was done? You hit “send,” sat back, and waited for the results. But a week later, you realized that half the team didn’t read it, and the other half completely misunderstood it. This is the classic difference between sending information and communicating. In the corporate world, information flows from the top down. We call this downward communication. It is the backbone of organizational structure. It is how CEOs share their vision and how managers assign tasks. However, the mere existence of this flow does not guarantee its…

Reading is a great habit that can change human life significantly. It can entertain us; amuse us and enrich us with knowledge and experiences narrated. There exist some reading techniques, which if mastered at a growing stage can help us, be better and far more comprehensive readers. These skills might not necessarily be learned as rigid theories or rules but if understood well once they can definitely enhance the reading skills and increase the quality and quantity of output that we get from after reading. The followings are some styles or techniques of reading used in different situations. Active Reading…